Groups Oppose Easing Insurer-Reserve Rules

Posted on March 15, 2018 by Sheila Baldeo
Groups Oppose Easing Insurer-Reserve Rules

As state insurance regulators fast-track industry proposals to cut the amount of money that life insurers must set aside for benefits, consumer groups and industry watchdogs are crying foul. The groups, which include the Consumer Federation of America and the Center for Economic Justice, contend the proposals to lower insurers’ risk-based capital and reserve requirements…

What is Not Included in a Credit Report

Posted on February 12, 2018 by Sheila Baldeo
What is Not Included in a Credit Report

Certain pieces of information cannot be contained in a credit report. This includes the following: Medical information Bankruptcies more than 20 years old Debts more than 7 years old Marital status, race or religion What to Do When You Receive Your Credit Report When you receive your credit record, you should go over it carefully…

15 companies that offer legitimate work at home jobs

Posted on January 23, 2018 by Sheila Baldeo
15 companies that offer legitimate work at home jobs

In the midst of false promises and expensive gimmicks that guarantee wealth and riches online, you will find legitimate opportunities that are more of a real job then a affiliate program or get-rich-quick scheme. Even the U.S. Government is offering opportunities for employees to work from home or what some call a “remote worker” or…

Financial Discipline: Tips for Spending Money Wisely in 2018

Posted on December 19, 2017 by Sheila Baldeo
Financial Discipline: Tips for Spending Money Wisely in 2018

Tis the season of giving but instead of buying things on credit, which is technically spending money that we don’t have, let’s give out some financial discipline. My gift giving campaign for the giving season is called “giftsofknowledge”. Wrote “Before you can reach your lifestyle goals, you need to master the basics. One of those…

1 hour payday loans is what you need when the cash has ran out

Posted on December 8, 2017 by Sheila Baldeo
1 hour payday loans is what you need when the cash has ran out

There are unpredictable expenditures in our lives: a date with your love in the restaurant, unplanned holiday trip or simply you were unlucky enough to flood your neighbors below. These are situations that make our wallet thinner (sometimes significantly) and there is nothing we can do about it but gain some money elsewhere. If you…